{"id":8014,"date":"2026-10-07T09:44:40","date_gmt":"2026-10-07T13:44:40","guid":{"rendered":"https:\/\/www.gosselinassurances.ca\/?p=8014"},"modified":"2026-10-07T09:50:27","modified_gmt":"2026-10-07T13:50:27","slug":"modification-de-la-taxe-applicable-aux-primes-dassurance-a-compter-du-1er-janvier-2027","status":"publish","type":"post","link":"https:\/\/www.gosselinassurances.ca\/en\/modification-de-la-taxe-applicable-aux-primes-dassurance-a-compter-du-1er-janvier-2027\/","title":{"rendered":"Change to the Tax on Insurance Premiums Effective January 1, 2027"},"content":{"rendered":"
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In accordance with measures announced by the Qu\u00e9bec government, effective January 1, 2027, the tax rate on insurance premiums in Qu\u00e9bec will increase from 9% to 9.975%.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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What does this mean for you?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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This change applies to all property and casualty insurance products that are currently subject to the tax, including automobile, home, and business insurance.\u00a0<\/p>

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It is important to note that this increase is the result of a government tax measure and does not represent an increase in the insurance premium charged by your insurer.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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What will the impact be? <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Here are a few examples:\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Annual Premium\u00a0<\/strong><\/p><\/td>

Current Tax (9%)\u00a0<\/strong><\/p><\/td>

New Tax (9.975%)\u00a0<\/strong><\/p><\/td>

Difference\u00a0<\/strong><\/p><\/td><\/tr>

1 000 $\u00a0<\/strong><\/p><\/td>

90,00 $\u00a0<\/p><\/td>

99,75 $\u00a0<\/p><\/td>

9,75 $\u00a0<\/p><\/td><\/tr>

2 000 $\u00a0<\/strong><\/p><\/td>

180,00 $\u00a0<\/p><\/td>

199,50 $\u00a0<\/p><\/td>

19,50 $\u00a0<\/p><\/td><\/tr>

4 000 $\u00a0<\/strong><\/p><\/td>

360,00 $\u00a0<\/p><\/td>

399,00 $\u00a0<\/p><\/td>

39,00 $\u00a0<\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Monthly Payments and Renewals <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Based on the information currently published by the tax authorities, the new rate will apply to premiums paid on or after January 1, 2027.\u00a0<\/p>

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If you are enrolled in a monthly payment plan or if your insurance policy renews around that date, the amounts withdrawn may be adjusted to reflect the new applicable tax rate.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Our Commitment <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Our team is currently making the necessary adjustments to ensure a smooth transition and minimize any administrative impact on our clients.\u00a0<\/p>

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For any questions, do not hesitate to contact our brokers : 1 866 961-3553<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

Conform\u00e9ment aux mesures annonc\u00e9es par le gouvernement du Qu\u00e9bec, \u00e0 compter du 1er janvier 2027, le taux sur les primes d\u2019assurance au Qu\u00e9bec passera de 9% \u00e0 9,975%. Qu’est-ce que cela signifie pour vous? Cette modification touche l\u2019ensemble des produits d’assurance de dommages d\u00e9j\u00e0 assujettis \u00e0 la taxe, comme les assurances automobiles, habitations et entreprises.\u00a0 […]<\/p>","protected":false},"author":1,"featured_media":8015,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","_links_to":"","_links_to_target":""},"categories":[25],"tags":[],"class_list":["post-8014","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tout-sur-lassurance"],"acf":[],"yoast_head":"\nModification de la taxe applicable aux primes d'assurance \u00e0 compter du 1er janvier 2027 - Gosselin Courtiers d'assurances<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gosselinassurances.ca\/en\/modification-de-la-taxe-applicable-aux-primes-dassurance-a-compter-du-1er-janvier-2027\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Modification de la taxe applicable aux primes d'assurance \u00e0 compter du 1er janvier 2027 - Gosselin Courtiers d'assurances\" \/>\n<meta property=\"og:description\" content=\"Conform\u00e9ment aux mesures annonc\u00e9es par le gouvernement du Qu\u00e9bec, \u00e0 compter du 1er janvier 2027, le taux sur les primes d\u2019assurance au Qu\u00e9bec passera de 9% \u00e0 9,975%. 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